SMEStack
My Stack

The Directory

Every category a South African SME actually buys.

Sixteen categories, hundreds of vetted products, thousands of local reviews. Choose a hub to see the top picks, comparisons, buying guides and member perks.

Business banking

Finance

Business bank accounts, merchant services and treasury tools built for South African SMEs.

FNB Business ZeroStandard Bank MyMoBizCapitec Business
Loans & capital

Funding

Working capital, invoice discounting, revenue-based funding and grant options for growing SMEs.

LulalendMerchant CapitalBridgement
Cover for SMEs

Insurance

Business, cyber, professional indemnity, and group cover comparisons for South African SMEs.

Discovery BusinessOld Mutual iWYZENaked Business
Books & compliance

Accounting

Cloud accounting platforms with local VAT, SARS submissions, and multi-currency support.

XeroSage Business CloudQuickBooks
PAYE, UIF & SDL

Payroll

Local-tax-ready payroll with SARS EMP201 exports, ETI handling, and BCEA compliance.

SimplePaySage PayrollPaySpace
Sales & pipeline

CRM

Customer relationship platforms that fit SA teams — from solo hustlers to 200-seat operations.

HubSpotPipedriveSalesforce Starter
Email & automation

Marketing

Email, SMS, WhatsApp and marketing automation stacks vetted for POPIA compliance.

MailchimpEverlyticBrevo
Sites & e-commerce

Websites

Website builders, hosting, and e-commerce platforms with local payment gateway integrations.

ShopifyWooCommerceWebflow
Productivity AI

AI Tools

Generative AI, agents and copilots that meaningfully move the needle for a South African SME.

ChatGPT BusinessClaudeNotion AI
PM & workflows

Operations

Project management, inventory, logistics and workflow tools for growing operations.

NotionAsanamonday.com
POPIA & B-BBEE

Compliance

POPIA, B-BBEE, CIPC and industry-specific compliance platforms for South African businesses.

Michalsons POPIABEE123SweepSouth Compliance
People & culture

HR

Onboarding, leave, performance, and BCEA-aligned HR platforms for growing SA teams.

SimplePay HRBamboo HRPaySpace People
Protect the business

Cyber Security

Endpoint, email, identity and backup tools sized for small teams with real threat models.

Bitdefender1PasswordCloudflare
In-person & online

POS & Payments

Card machines, integrated POS, and online payment gateways with real ZAR rates and fees.

YocoiKhokhaHelloPay
Advisors & specialists

Professional Services

Vetted South African bookkeepers, tax practitioners, HR advisors, and marketing agencies.

Bookkeeping partnersTax practitionersHR advisors
Vertical stacks

Industry Solutions

Curated software stacks for hospitality, retail, professional services, logistics, and more.

Restaurant stackRetail stackAgency stack